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Quotes

Document Information

Type: Regulatory compliance guide / report page
File Size: 2.34 MB
Summary

This document is page 20 of a regulatory guide produced by Protiviti, stamped with a House Oversight Bates number. It outlines various enforcement actions available to U.S. regulators regarding Anti-Money Laundering (AML) compliance, ranging from Commitment Letters and MOUs to Civil Money Penalties and the so-called 'Death Penalty' (charter revocation). It also defines the enforcement authority of FinCEN and mentions Deferred Prosecution Agreements.

Timeline (1 events)

June 2011
FinCEN entered into an MOU with the Consumer Financial Protection Bureau (CFPB) to provide access to BSA information.
United States

Locations (1)

Location Context

Relationships (1)

FinCEN Memorandum of Understanding (MOU) CFPB
In June 2011, FinCEN entered into an MOU with the Consumer Financial Protection Bureau (CFPB)...

Key Quotes (3)

"Regulators have a range of enforcement tools available to address AML Compliance Program deficiencies and violations of AML laws and regulations."
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Quote #1
"Under the Annunzio-Wiley Act of 1992, bank regulators have the option – in fact, are obligated to consider – whether the license/charter of a depository institution that is found guilty or pleads guilty to money laundering charges should be revoked. The revocation of a license/charter is known as the 'Death Penalty.'"
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Quote #2
"FinCEN does have enforcement action authority, which it often uses in conjunction with a financial institution's functional regulators."
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Quote #3

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