Epstein_Part_12_(Redacted).pdf

117 MB
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Extraction Summary

5
People
10
Organizations
7
Locations
6
Events
4
Relationships
2
Quotes

Document Information

Type: Federal indictment / information
File Size: 117 MB
Summary

This document is an excerpt from a federal indictment (Case No. 00-8124CR - HURLEY) from the Southern District of Florida, detailing charges of mail fraud and bank fraud against an individual named HURLEY. The defendant, a mortgage broker at Mortgage Express, Inc., is accused of submitting false and fraudulent information, including fictitious leases and false verifications of employment/deposit, to financial institutions like Bank of America, Republic Consumer Lending Group, and Ohio Savings Bank to obtain mortgage financing for himself and customers.

People (5)

Name Role Context
HURLEY Defendant
Subject of the indictment, charged with mortgage and bank fraud.
JOHNSON Magistrate Judge
Presiding judge for Case No. 00-8124CR.
Howard Siiza Mortgage Applicant
Customer of Mortgage Express for whom a fraudulent loan application was submitted.
Mary Siiza Mortgage Applicant
Customer of Mortgage Express for whom a fraudulent loan application was submitted.
Jose M. Abejon Mortgage Applicant
Individual for whom a fraudulent mortgage loan was funded by Bank of America.

Organizations (10)

Name Type Context
United States District Court Southern District of Florida
Issuing court for the indictment.
Mortgage Express, Inc.
Florida corporation, mortgage brokerage business, employer of the defendant, involved in fraudulent schemes.
Department of Banking and Finance, State of Florida
Licensed Mortgage Express as a mortgage brokerage business.
Bank of America
Financial institution, victim of fraud, deposits insured by FDIC.
Federal Deposit Insurance Corporation (FDIC)
Insured deposits for Bank of America and Ohio Savings Bank.
Republic Consumer Lending Group
Subsidiary of Republic National Bank of New York, engaged in private mortgage lending, victim of fraud.
Republic National Bank of New York
Parent company of Republic Consumer Lending Group.
HSBC Bank USA
Republic Consumer Lending Group later merged with HSBC Bank USA.
Ohio Savings Bank
Bank whose deposits were insured by FDIC, victim of fraud.
Airborne Express
Private or commercial interstate carrier used to deliver fraudulent loan packages.

Timeline (6 events)

1993-08-11
Mortgage Express, Inc. incorporated.
Florida
1993-09-01
Mortgage Express licensed as a mortgage brokerage business by the Department of Banking and Finance, State of Florida.
State of Florida
1996-12-20
Defendant registered as a mortgage broker in the State of Florida.
State of Florida
1998-08-26
Defendant caused a fraudulent mortgage loan application package for Howard and Mary Siiza to be delivered via Airborne Express from Mortgage Express in Palm Beach Gardens, Florida, to Republic Consumer Lending Group in Aventura, Florida.
Palm Beach County, Florida; Palm Beach Gardens, Florida; Aventura, Florida
1999-03-31
Defendant knowingly, willfully, and with intent to defraud executed a scheme (details of this specific scheme not fully described on this page).
Palm Beach County, Florida
1999-05-07
Defendant caused Bank of America in Fairfax, Virginia, to fund a fraudulent mortgage loan to Jose M. Abejon.
Palm Beach County, Florida; Fairfax, Virginia

Locations (7)

Location Context
Defendant's residence, location where crimes occurred.
Location of a Mortgage Express office.
Location of a Mortgage Express office.
Location of a Mortgage Express office, where defendant worked, and from where a fraudulent package was sent.
Location of a Mortgage Express office.
Location of Republic Consumer Lending Group office, where a fraudulent package was sent.
Location of Bank of America branch from which a fraudulent loan was obtained.

Relationships (4)

HURLEY employee Mortgage Express, Inc.
defendant worked in the Palm Beach Gardens office of Mortgage Express as a mortgage broker.
HURLEY facilitated fraudulent loan for Howard Siiza
defendant caused the mortgage loan application package of Howard and Mary Siiza...to be delivered
HURLEY facilitated fraudulent loan for Mary Siiza
defendant caused the mortgage loan application package of Howard and Mary Siiza...to be delivered
HURLEY facilitated fraudulent loan for Jose M. Abejon
defendant caused Bank of America to fund a mortgage loan to Jose M. Abejon, under false and fraudulent pretenses

Key Quotes (2)

"It was the object of the scheme and artifice to defraud that the defendant would and did obtain mortgage financing for himself and for customers of Mortgage Express by means of false and fraudulent pretenses."
Source
Epstein_Part_12_(Redacted).pdf
Quote #1
"In order to procure mortgage financing for himself and for customers of Mortgage Express, on various occasions, the defendant did knowingly and willfully submit false and fraudulent information"
Source
Epstein_Part_12_(Redacted).pdf
Quote #2

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